statue of limitations on bulls*&#??

so, i get a letter from my insurance company yesterday about an accident i had over a year ago. First of all, let me just say the accident was MINOR... i haven't even bothered with my repairs since they're so slight. i felt horrible about hurting this guy's car. it was a 1973 black bug with original plates and of course i had to destroy the plate.. plus the freaking engine is in the back, so my little tap on his back bumper made the car go kaputt. he already gauged me with the repairs, making my premium skyrocket... now there's more??

this bs letterinforms me the attorney for the "injured claimant" has requested they release my policy limits. WHAT?!!!????? the (&#$*^) ??!!! an attorney?? they're concerned the injuries may exceed my policy limits even though they have no evidence of injury. EXCUSE ME?!! a year later, he's suddenly developed injuries? there's no way in hell he was actually hurt.

plus, left my phone at home, so i can't even call to find out what's going on til monday. URGH!!